:root{
  --navy:#00243f; --navy-900:#001827; --navy-800:#002b4a;
  --gold:#b8924e; --gold-l:#cdaa6b;
  --teal:#0d8f95;
  --cream:#f6f2e8; --cream-2:#fbf8f0; --paper:#fffefb;
  --ink:#13222e; --muted:#5d6b75; --line:rgba(0,36,63,.12);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--paper);
  line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Cormorant Garamond',Georgia,serif;font-weight:500;line-height:1.15}
a{color:inherit;text-decoration:none}
.wrap{max-width:820px;margin:0 auto;padding:0 32px}
.eyebrow{font-size:12px;letter-spacing:.34em;text-transform:uppercase;font-weight:500;color:var(--gold)}

/* nav */
.lnav{background:var(--navy-900);padding:20px 0;position:sticky;top:0;z-index:20}
.lnav .wrap{max-width:1200px;display:flex;align-items:center;justify-content:space-between}
.mark{display:flex;align-items:center;gap:13px}
.mark svg{width:36px;height:36px;flex:none}
.mark .wm{display:flex;flex-direction:column;line-height:1}
.mark .wm b{font-family:'Cormorant Garamond',serif;font-weight:600;font-size:21px;letter-spacing:.22em;color:#fff}
.mark .wm small{font-size:8px;letter-spacing:.42em;color:var(--gold);margin-top:3px;padding-left:2px}
.lnav .back{font-size:13px;color:rgba(255,255,255,.7);letter-spacing:.04em;transition:.3s}
.lnav .back:hover{color:var(--gold-l)}

/* header */
.lhead{background:var(--navy);color:#fff;padding:76px 0 68px;position:relative;overflow:hidden}
.lhead::after{content:"";position:absolute;left:50%;bottom:-60%;transform:translateX(-50%);
  width:620px;height:620px;background:radial-gradient(circle,rgba(205,170,107,.15),transparent 62%)}
.lhead .wrap{position:relative;z-index:2;max-width:1200px}
.lhead h1{font-size:clamp(38px,6vw,60px);font-weight:400;margin-top:16px}
.lhead .upd{margin-top:20px;font-size:13px;color:rgba(255,255,255,.55);font-weight:300}

/* body */
.lbody{padding:70px 0 100px}
.toc{background:var(--cream);border:1px solid var(--line);border-radius:4px;padding:26px 30px;margin-bottom:52px}
.toc h4{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);
  margin-bottom:14px;font-family:'Inter';font-weight:600}
.toc ol{margin-left:18px;font-size:14.5px;color:var(--muted);columns:2;column-gap:34px}
.toc li{margin-bottom:7px;break-inside:avoid}
.toc a:hover{color:var(--gold)}
h2.sec{font-size:27px;color:var(--navy);margin:46px 0 14px;padding-top:8px;scroll-margin-top:90px}
h2.sec .n{color:var(--gold);font-size:17px;margin-right:10px}
h3.sub{font-size:19px;color:var(--navy);margin:26px 0 8px}
.lbody p{margin-bottom:15px;color:#2c3d49;font-weight:300;font-size:15.5px}
.lbody ul{margin:0 0 16px 22px}
.lbody li{margin-bottom:9px;color:#2c3d49;font-weight:300;font-size:15.5px}
strong{font-weight:500;color:var(--navy)}
.note{background:var(--cream-2);border-left:3px solid var(--gold);padding:20px 24px;margin:24px 0;border-radius:0 3px 3px 0}
.note p{margin:0;font-size:15px}
.note .lbl{display:block;font-size:11px;letter-spacing:.2em;text-transform:uppercase;
  color:var(--gold);font-weight:600;margin-bottom:8px;font-family:'Inter'}
.contact-card{border:1px solid var(--line);border-radius:4px;padding:26px 30px;margin-top:22px;background:var(--cream-2)}
.contact-card address{font-style:normal;font-weight:300;line-height:1.75;color:#2c3d49;font-size:15px}
.contact-card a{color:var(--gold);border-bottom:1px solid transparent;transition:.3s}
.contact-card a:hover{border-color:var(--gold)}

/* footer */
footer{background:var(--navy-900);color:rgba(255,255,255,.6);padding:52px 0 30px;font-size:13.5px}
footer .wrap{max-width:1200px}
.foot-links{display:flex;gap:26px;flex-wrap:wrap;margin-bottom:26px;padding-bottom:26px;
  border-bottom:1px solid rgba(255,255,255,.1)}
.foot-links a{color:rgba(255,255,255,.62);font-weight:300;transition:.3s}
.foot-links a:hover{color:#fff}
.foot-bot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;
  font-size:12px;color:rgba(255,255,255,.4);font-weight:300}
.foot-bot .reg{max-width:660px}

@media(max-width:640px){
  .wrap{padding:0 22px}
  .toc ol{columns:1}
  .lbody{padding:48px 0 70px}
}